Thursday, 29 September 2016

Weight loss and appetite suppressants - hoodia

For decades, the Holy Grail of the diet industry has been an all natural appetite suppressant with no side effects other than the intended weight loss. Like the Holy Grail, it has been elusive. The diet pharmaceutical companies thought they found it in starch-blockers, in ephedra, in fat binders. the list goes on. While many of these worked, they often came with a heavy list of side effects, many of them dangerous. After an initial flurry of excitement and sales, most were knocked off track by reports of dangers associated with their use, and some were even banned from U. S. sale.


The latest arrival on the Holy Weight Loss Grail circuit is an unprepossessing African succulent known as hoodia gordoni. Cleared for sale in the U. S. in early 2004, it has been steadily making a name for itself as a powerful appetite suppressant that can help you lose weight. Its popularity was significantly boosted by reports on 60 Minutes, ABC News and BBC News.


As part of the BBC report, BBC Two's correspondent Tom Mangold, actually traveled to Africa to sample the hoodia in situ. He and his cameraman, who also tested the plant, both reported feeling pleasantly full for nearly 48 hours after eating a piece of hoodia gordoni.


The hoodia plant has been used by the San tribesmen of the Kalahari desert for centuries to suppress the pangs of hunger on long hunts and trips. Modern research has isolated an 'active ingredient' known as P57. Though the research is still scanty, it appears to work by fooling the hypothalamus into thinking that there is more sugar in the blood than there actually is.


Does it actually work? It's really still too early to tell, but in one clinical trial conducted by Phytopharm, the company that holds the patent on the process to extract P57 from hoodia, human subjects taking hoodia reduced their caloric intake by as much as 1000 calories a day. The figures are impressive.


But is it safe? There again, the research is far to scant to make a reasonable decision on it. There are no known side effects - but it also hasn't been used outside one small tribe in Africa until the past two years. It's possible that there are side effects to long-term use that aren't yet evident.


Until then, use caution in purchasing products made with hoodia. Many of the commercially available products contain virtually no hoodia gordoni at all. Consult your doctor before undertaking any weight loss program that involves appetite suppressants. This is particularly important for those who've been diagnosed with diabetes or pre-diabetes, as the action of the hoodia plant can trick the body into thinking that the blood sugar is fine even as they approach hypoglycemic shock.


Online survey review

One of the easiest ways to make some extra cash for people like, stay at home moms, and students like myself is to get started taking online surveys. There’s nothing like getting paid to give your opinion; I love it! There are also a few related home business opportunities such as Mystery Shopping, and Online Data Entry jobs.


In my own research I have found that there are literally thousands of websites promoting what they claim to be the best online survey sites. Many of the sites will claim that you should never pay to gain access to the survey companies but should instead always go to the free databases which they will gladly give you access to as long as you give them your name and web address so they can sell you something else late.


What is the average person looking to make some extra cash with the least amount of complications to do? Well I’m glad you asked!


Let’s start by laying some groundwork. Don’t let anyone tell you how to make money online. It is OK to get opinions and ideas from other people but always do your own due diligence. It is imperative that you check out the opportunity, no matter what it is, before you jump in with both feet and end up drowning in a flood of complicated nonsense that will waste both your time and money and won’t make you a dime. If you haven’t guessed by now, I am speaking from personal experience.


Now lets talk basics; online surveys are a great opportunity to make extra money but not something that will make you an instant millionaire! Need to cover this month’s car payment? No problem. How about the mortgage payment? We can swing it! Of course it will depend on how much time and effort you put into filling out and submitting the surveys as you must build a track record in order to be offered some of the higher paying surveys.


The next thing we want to consider is which online survey company should we sign up with. You have two choices, a free site or a paid site. I think you should check both of them out before you make your decision but my own personal preference is to go with a reputable paid survey site where you pay a small one time fee of usually $30.00 to $40.00 to gain access to a prescreened database of solid survey companies that will pay you to give your opinion on online surveys and opinion polls.


If you choose a good site it will also have related opportunities as listed above for Mystery Shopping and Data Entry jobs. The great thing about the paid sites is they offer customer support; tips to help you get started with your online survey business, and free bonuses that are worth several times the price of admission. The site that I will be reviewing in the next paragraph also has a way for you to make most of your membership fee back in about 15 minutes!


Review of Paid Surveys Online


Paid Surveys Online is one of the original paid survey sites and still ranks as one of the top sites in sales. This is an indication that a lot of people find their service useful.


They tend to focus on listing the better quality research companies in their databases and recently have increased the volume of companies to over 70.


Paid Surveys Online generally select research companies that are proven to be reliable with payments; very important to anyone who does not want to waste their valuable time to get paid out with only gift certificates.


Paid Surveys Online is good about providing companies that offer survey respondents a fair amount of compensation for the amount of time and effort required for each paid survey.


Paid Surveys Online offers many free bonuses not provided by the others such as an instant $25.00 survey. Customer support is excellent and there is also a lot of useful information and help to be found on the Paid Surveys Online site. This is without a doubt one of the top paid survey sites.


In conclusion the important thing here is to make sure you do your homework and check out as many online survey sites as you possibly can before making your decision. Take your time in choosing but please don’t get paralysis of analysis :>) there are some legitimate survey companies out there and it will be one of the easiest ways you can imagine to make some extra spending cash.


Renew domain names the best way

When we say “renew domain names”, the first thing that comes to our mind is to make some extensions on our domain names. Well, this is somewhat near to the truth for the term “renew domain names” involves a process of buying additional time to an accessible domain name registration. In most simple terms, when you what to renew domain names, it is understandable that you want to extend the term of time for a registered domain name.


For those who want to renew domain names, it is very important for you to know that the process of renewing a domain name can be done any time, however, it is always made within a few months of when a term of time for a certain domain name is about to reach its due date. And when you renew domain names, you should be aware that domain names can have a maximum of ten years of registration term that is attached to them at any given period of time. So with your desire to renew domain names, you can definitely keep the domain name before the due date and time again.


It is often considered that to renew domain names, you should then undergo for some processes, such is to process your renewal request. Since the basic principle when you renew domain names is to keep the domain name for another term, it is then explanatory that really into some stages nearest to the domain name expiration date. As such, when you renew domain names and since the domain name will be renewed in real time, you will ultimately be given a confirmation of your new expiration date.


And so for you to know the expiration period of your domain name before you renew domain names, you must then go for WHOIS domain name search which will display the expiration date of your domain name. Speaking of the expiration date of the domain name, it is common consideration that no matter when you renew domain names, the additional renewal time period is then added to the new expiration date of your domain name. Thus, if your domain name expires, let’s say on October 10, 2004 and then you renew domain names for two years at any time before that date, your new expiration date will be on October 10, 2006. Of course, you don’t need to worry when you renew domain names prior to the expiration date for the fact that you are not be penalized for such act and for being conscientious. So when you ask about the new expiration date of your domain, just remember such idea for domain name renewal.


Today, there are so many companies that are concerned about domain name renewal that send reminders via email and postal mail box for you to know the domain name expiration date. So it is then necessary that you keep your domain name updated with your recent contact information. And with the services offered today which will help you to renew domain names, you can check and update domain names at any time.


Wednesday, 28 September 2016

Wanted 20 000 workers recruitment crisis on boomer exodus

The estimated shortage of 10,000 workers across the ACT could double over the next three years when large numbers of baby boomers retire.


Public service job cutbacks in Tuesday week's Federal budget, tipped to cost Canberra up to 3000 positions, is likely to have little impact on the capital's worsening skills drought.


Today, The Canberra Times begins a three-part series on the extent of the ACT skills drought, which is worse here than anywhere else in Australia, and what could be done to fix it.


ACT Chamber of Commerce chief executive Chris Peters said business growth in the territory had been stalled for 18 months due to insufficient workers.


"About two years ago staff shortages were No13 on businesses lists of concerns. It's been No1 for about 18 months, so it is the major impediment to business growth."


The ACT Skills Commission and the chamber's research shows the ACT will continue to be hardest hit of all Australian states and territories from a shortage of skilled and unskilled workers.


Access Economics research shows the ACT's population is biased towards the 45 to 59 age group.


The demographics report compiled for the Skills Commission says the retirement timing of this age group and especially those aged 50 to 54 will have an even greater impact on the ACT workforce than it will nationally.


Access Economics expects increasing labour force participation rates up to 2010, with a reversal of that trend from 2010 to 2015 and a sharp reduction in participation after then because the main part of the baby boom generation will have reached the age of 65.


ACT Skills Commission chairman Derek Volker warns that today's delays will become tomorrow's disaster when too few people are available to look after elderly folk.


"It is not a skills problem, it's more a people problem and if we don't do something about it, it could turn into a crisis not too far down the track."


Home Help Service ACT, a not-for-profit organisation that provides in-home support to the elderly and frail aged, could place 20 people immediately in its stretched ranks of carers.


Canberra employers scouring the country and overseas for employees are competing with the remainder of the western world which is suffering a skills drought.


Mr Peters said three factors contributed to the territory's exceptional worker shortage:


Having both the lowest unemployment (2.4 per cent) and highest participation rates in Australia, which meant there weren't too many stay-at-home mothers, or unemployed, to fill job vacancies;


The ACT and Adelaide had Australia's two fastest aging populations; and


Older public servants in a former superannuation scheme had to retire before 55 to maximise their superannuation benefits.


"Canberra has the highest percentage of public servants than anywhere in Australia and they retire a decade earlier than the rest of Australia." Mr Peters said Federal budget cuts in two weeks were expected to cause a net loss of 1000 people from the Commonwealth Public Service.


At best those leaving would have wide-ranging expertise.


"It depends on what the mix is I expect the mix will be fairly broad, which would be widely welcomed by the business community, but all of those won't solve our problem."


Shortages are in all sectors, from engineering, health, trades, services and construction. Multinational construction company Bovis Lend Lease said employers were competing with unprecedented building in the booming Middle East countries, and project directors could command salaries of up to $300,000.


Hays senior regional director for Canberra Jane Donnelly said financial controllers and managers on salaries of up to $100,000 and $130,000 were in demand following the meltdown of global financial markets last year.


"Within the banking sector they are far more aware of the risk associated with certain products, they are seeking people with extensive risk analyst-type skills."


Mr Peters said the shortage meant people were finding the service in places like restaurants, hairdressing salons and workshops slower. "If you have an accident driving home tonight in your car, typically your car will sit on the panel beaters shop floor for two weeks until they can get to it. That's now. In three years time that [timeframe] will double."


Travel clocks can make traveling much more homelike

Today’s traveller has many needs. Among the many needs are travel clocks. These clocks are necessary for obvious reasons even in the day and age of hotel wake up calls, a travel alarm clock is a kinder gentler way to be awakened than the excessively loud hotel room telephones.


Travel clocks now come in all kinds of shapes and sizes so that you can bring them with you and have a little display of personality or a small taste of home. Travel clocks can also offer a method of you keeping your time when traveling rather than relying on the hotel services which are on local time for the area in which you are traveling.


You can also involve your children in your travel by allowing them to choose a travel clock for you that will remind you of them every morning, not that you won’t be thinking of them anyway, it’s just a good way to make them feel that they are important to you even when you are away.


We often forget the importance of feeling at home when we are traveling. Little things such as travel clocks, candles, photographs of friends and family can go a long way toward making you feel at home no matter how far away you are. Traveling, especially when traveling on business, can be quite a lonely endeavor. Anything that makes you feel less alone and isolated is a good thing to bring with you when you travel.


Whether you travel often during the course of your business or you only travel for family vacations, good travel clocks will have a huge impact on the way you wake in the mornings and your overall enjoyment of your trip. Make a point of choosing a clock that has an alarm that will wake you in the morning without being overpowering and obnoxious and if you can, choose one that will help you feel much less homesick.


Installing an amplifier into your car

With many car audio systems out there falling well short of tolerable a ideal solution is the addition of an amplifier. An amplifier can be used for one of two things. It can be used to power speakers the speakers that are in the cabin of the car or they can be used to power a sub-woofer in the boot of the car. Both uses provide a greater listening experience.


Installing an amplifier is not as difficult as many think. It is a simple 2 hour task that can be performed by anyone with a little knowledge of the electrics of a car. The first thing to do would be to connect the wires to the back of the stereo. This involves taking the stereo out of the dash so you can access the RCA plugs at the back of the stereo. Depending on the amount of channels the amplifier has, usually 4 or 2, there will be 2 RCA plugs. You need to plug these RCA cables into the back of the stereo. The second wire to plug into the back of the stereo is the remote wire. This wire tells the amplifier to turn on and off with the stereo.


Once the plugs are in the back of the stereo you need to run the wires to the boot of the car. This is done through the cabin and can be concealed under plastic panels on the door trims on the floor of the car. Once the wire’s have been run you need to connect the other ends to the amplifier. This is a simple task as all sockets on the amplifier are labeled. Once the wires are in you simply need to wire up the speaker wires to your sub-woofer or your speakers and test the sound. If there is no sound you need to back track and see where you went wrong. If the sound is working you need to go ahead and secure the amplifier somewhere in the boot so it doesn’t move around while you’re driving.


Most car audio installers will charge you an arm and a leg to install an amplifier when it is quite simple and can be done by most people.


China company start-up checklist part 2

This Article is a continuation of "China Company Start-up Checklist, Part I".


The following activities must be taken within 30 days of the issuance of the Business License:


(1) Engrave the Enterprise’s Official Seal


This requires advance approval from the municipal Public Security Bureau (the police). Documents include: the original business license and a copy, letter of introduction signed by the Chinese partner, and Power of Attorney in favor of the person submitting the application along with his/her ID card (passport for foreigners).


(2) Obtain the Enterprise Legal Person Code


This code is supplied by the tax authorities at the level of government that supervises your project (national, provincial, or local, according to the identity of your project’s examination and approval authority). Required documents include (i) company seal, (ii) duplicate of Business License along with a photocopy, (iii) original Project Approval Certificate and photocopy, (iv) pre-reserved Enterprise Legal Person Code, (v) photocopy of ID (passport for foreigners) of the enterprise’s legal representative (company seal must be attached to the photocopy if the original ID is not submitted), and (vi) application form.


(3) Register with the Bureau of Foreign Exchange


This is handled by the municipal Bureau of Foreign Exchange. Required documents include copies of (i) Business License, (ii) Feasibility Study Report, (iii) Joint Venture Contract, (iv) Articles of Association, and (v) Project Approval Certificate. Foreign exchange registration is required to open a foreign exchange bank account.


(4) Open Bank Accounts in Foreign Exchange and Local Currency


The enterprise is free to choose which bank in which to open its account (caveat: some localities require that a local branch must be chosen, and some banks are not authorized to conduct foreign exchange). Historically, the Bank of China has been the most popular. Keep in mind that China is in the process of opening up its banking sector to foreign competition in line with its WTO commitments.


RMB (Chinese currency) Bank Account – Required documents include (i) copy of the Business License, (ii) copy of the Project Approval Certificate, (iii) Power of Attorney signed by the Chairman of the enterprise’s Board of Directors authorizing the opening of the account, (iv) completed account application form, and (v) completed seal specimen card.


Foreign Exchange Bank Account - Required documents include (i) copy of the Business License, (ii) Foreign Exchange Business Certificate, (iii) Power of Attorney signed by the Chairman of the enterprise’s Board of Directors authorizing the opening of the account, (iv) completed account application form, and (v) completed seal specimen card.


Requirements may vary from bank to bank.


(5) Register with the Tax Authorities


There are two forms of tax registration – national and local. Local tax registration for a Joint Venture whose Chinese partner is directly under municipal jurisdiction (or a Wholly Foreign Owned Enterprise whose Total Investment is over US$5 million) is handled by the Foreign Taxation Sub-bureau of the municipal Tax Bureau, while local tax registration for a Joint Venture whose Chinese partner is under the jurisdiction of a district or a county (or a Wholly Foreign Owned Enterprise whose total investment is under US$5 million) is handled by the local district or county taxation bureau; national tax registration should be undertaken at a local branch of the State Tax Bureau (China’s version of the IRS). When in doubt as to what level of bureaucracy you should attempt to navigate, please refer to your examination and approval authority.


Required documents include (i) copy of Business License, (ii) copy of Project Approval Certificate, (iii) copy of the ID of the enterprise’s legal representative (passport for foreigners), (iv) copy of the Project Proposal, (v) copy of the Tax Registration Card of the Chinese partner, (vi) copy of the Joint Venture Contract, (vii) copy of the Articles of Association, (viii) copy of the enterprise’s bank account certificate, (ix) the names of the enterprise’s directors, and (x) a completed tax registration form.


A Tax Registration Certificate will be issued.


(6) Register with Customs


This is normally handled by the Inspections Department of the local Bureau of Import and Export Commodities; however, some of the special economic zones have their own customs houses located on-site. Required documents include (i) completed application form, (ii) copy of the Business License, (iii) copy of the Project Approval Certificate, (iv) copy of the Joint Venture Contract, (v) copy of the Articles of Association, and (vi) copy of the Tax Registration Certificate. A copy of the Feasibility Study Report may be required. Export enterprises should register for preferential treatment registration for exported products (see the section on Taxes (National) for further details.


(7) Issue and Turn in the Capital Verification Report


Chinese foreign investment law requires the issuance of a Capital Verification Report, which is a document confirming the injection of Registered Capital into the enterprise by the investors. It is issued by an accountant licensed and registered in China. It should be submitted both to the examination and approval authority and to the local, provincial or national Administration of Industry & Commerce at the level of government (local, provincial or national) at which your project is being supervised. A Capital Verification Fee will be assessed.


(8) Register with the Statistics Bureau


This is handled by the local Statistics Bureau. Required documents include (i) completed Registration Form with enterprise seal (in duplicate), (ii) copy of Business License, (iii) copy of Enterprise Legal Person Code Certificate; (iv) Qualification Certiificates (for real estate development and construction projects; may include an Environmental Impact Assessment), (vi) Original and copy of the Project Approval Certificate, and (vii) Capital Verification Report.


(9) Register with the Finance Department


This is handled by the local Finance Department.


(10) Register with the Labor Bureau


Register with the local Labor Bureau in connection with social security payments for employees.


Still not done - please check Chjina Company Start-up Checklist Part III...


Throw cushions to make you feel cushy

Throw cushions literally means just that -- cushions that you can throw around in the drawing room. Cushions small in size, easy to handle and carry, either inside the house or in the car. Simply meaning, throw cushions can make you feel cushy.


The first thing that strikes visitors whenever they enter a house is the elegant and brightly colored throw cushion.


For new house occupants, often home decorators or architects suggest the interiors, which also include throw cushions. It is up to the house owner to decide which throw cushion can synchronize with the interiors. If the house owner does not have a taste for colors and choice, it is best left to the house decorator to take a final call.


If you are somebody with great passion for colors and decoration, then the choice should be yours.


Throw cushions are available at any supermarket or home decor retail chain outlet. They come in various sizes and colors. Make sure you pick the best. They are available in multiple textile materials -- silk, cotton, synthetic and polyester. The filling inside the cushion too comes in various materials -- cotton, synthetic cotton, fiber and thermocol beads.


Choosing a throw cushion with cotton filling is good for all seasons. Cotton does not absorb heat and dissipate it. However, synthetic cotton generates heat. It may not be good for your health, particularly when you place your head on it for a long time. Cushions with synthetic cotton is not recommended for sleeping or use on mattress during nights. Cushions with synthetic cotton should be used for a shorter duration. However, the advantage with cushions of synthetic cotton is that they offer maximum comfort. Resting on such cushions can be a pleasurable experience.


Cushions with ordinary cotton does not give the same effect. These cushions are compared to those with synthetic cotton.


A majority of the home decorators, however, recommend cushions with synthetic cotton since they can be shaped perfectly. They look stylish and elegant in your drawing room.


The cushion cover come in various color combinations. Starting from bright colors to dull, cushions that offer designer looks, to embroidered upholstery, throw cushions are an attraction to anybody. Make sure, you choose the best of the colored cushions that match the color of the walls of the house. A stark contrast of colors can create a distasteful ambience.


Throw cushions are procured from various geographies -- Italy, China and India -- while the branding is done by the retailer. All of them are of the same quality more or less and offer the same level of comfort.


Discover the power of blogging

The dark circles under his eyes are evidence that he has been pecking away at the keyboard again. Night after night he sits, mesmerized by the computer screen surfing forum after forum filling the blank spaces with his comments and opinions about senseless issues, political debates, religious matters, business strategies and shopping options. All the while his marriage is deteriorating, his children are growing up and away, his business is wavering on the brink of bankruptcy, spiritual matters are being neglected, all to which he is oblivious.


One day he happens upon an internet forum about blogging. “What in the world is blogging?” he wonders.


Suddenly he becomes enthralled with a new mission. He has to get to the bottom of this. With all the time he has spent on the internet communicating with people throughout the world, he has never heard of blogging. He wants to learn everything there is to know about it...


Blogging is a relatively new phenomenon that is truly undefined due to the fact that it is not yet what it will become. Currently weblogs teeter on the edges of interactive journalism vs. personal archiving and information sharing. Different bloggers have varying purposes and goals. Some aim to record their thoughts, some to share resources and information and some to tell stories. Blogging has also been used as a tool for educating readers and for providing customer service and communications as well as serving as a tool for self-expression.


With Google’s introduction of the AdSense content-targeted advertising program, you can even generate some revenue from your blog as you get paid per click for Google Ads accessed from your blog. Don’t create a blog on the premise that you’re going to get rich from advertising payments or you may be sorely disappointed. Rather, view the ad program as an added bonus for the time spent filling your blog with useful content, or as getting paid a little for doing something you enjoy.


The best way to get started blogging is just to jump in and get your feet wet. Decide what you want to accomplish through your blog. Is it a tool for getting things off your chest? Sharing your thoughts and feelings? Providing information? Tracking events?


Reading through various blogs will provide you with some ideas for your blogs purpose and for developing your writing style.


Find a blogging medium that you are comfortable with. There are some options out there for free blogs and there are some paid services that are very reasonable, some for commercial and some for non-commercial use.


Probably the quickest and easiest way to start your own blog is to use a hosted service like Blogger - http://www. blogger. com. Getting started with Blogger is a three step process that you can take care of right now. You simply create an account, name your blog and choose a template and you’ll be ready to get started making blog entries. Once you get comfortable with the basic process of blogging, be sure to visit the “Help” section of the Blogger website to learn more about advanced uses and blogging options.


Mercury automated testing

Since the millennium bug there has been an explosion in test automation. The expansion of automated tools from vendors such as Mercury Interactive, IBM Rational, Segue and others has really delivered automated testing into the heart of just about every major organisation in the western world. And this can be seen to continue with new development methodologies such as eXtreme programming which has test automation at the heart of its design.


So why Automate? Well, the major benefits are:


Speed


Automated tests can run much faster than the manual equivalent, so more testing can be achieved in a smaller time frame. It is not unusual to see regression suites that take two weeks manually reduced to 24 hours with test tools!


Consistency/repeatability


Automated tests can be repeated over and over and will always perform the test exactly as recorded. Manual testers can easily make mistakes or perform the same test slightly differently when repeated.


Unattended – reduce cost


Once developed, the automated testing can be executed unattended overnight, so repeating the testing requires very little resource or cost.


Audit trail


The tests are stored as automated scripts and the test results are stored for every execution of the tests providing a full audit trail of all testing performed.


Improved Test Coverage


As the test pack develops, more & more tests can be added and as the execution time is much faster than manual testing and less resource intensive, more testing can be completed, ensuring greater coverage of the application under test.


Free up testers to perform other tasks


If the structured testing is automated, testers will hopefully have more time to perform other types of testing (accessibility, usability, ad-hoc/random testing) which commonly get pushed aside.


Some testing may only be possible with automation


For example how do you manually simulate 5000 concurrent customers performing transactions on your on-line web site?


What types of tools are available?


Functional/regression automated tools


These tools capture user interaction with the application under test and can then be replayed. However they go beyond this and allow you to data-drive tests, to capture the state of your application whilst performing business processes and provide fully-featured development environments allowing you to manipulate applications in almost any kind of way. Tools such as Mercury’s WinRunner or QuickTest Professional demonstrate the pinnacle of what these kinds of tools are capable of.


Load/Performance tools


These are used to emulate multiple (concurrent) users performing tasks against your application, for example if your business has an on-line banking system – how many users can it support? What kind of performance will it deliver under load? Where are the bottlenecks? All of these kinds of questions can be answered using automated load testing tools such as Mercury’s LoadRunner.


Test Management


Tools such as Mercury’s TestDirector or Quality Center offer Test Management facilities; a central repository to store test requirements, test scripts, execution results and defect tracking, integrating seamlessly with the automated tools such as WinRunner, LoadRunner and QuickTest Pro.


So what are the pitfalls to test automation?


It is easy for these tools to become ‘shelfware’ as purchasers do not consider the complexity and power of some of these tools.


They all share a steep learning curve, so some time and money need to be invested into getting your team up to scratch with the tools.


Some solutions to good automation implementation:


Technical Testers. Ensure your testers have a reasonable grasp of technology, some programming experience would be ideal.


Training, Training, Training. Good training programs are offered for these tools and are well worth the investment. The trainers usually have good project background experience and can demonstrate how the tools should be used and explain the pitfalls.


Hand-holding for the basic infrastructure. Following the training it is well worth getting a consultant in for a few days or weeks to build the basic automated infrastructure, provide on-site training against your application and to develop templates for your team to expand the test automation out from. They can achieve in weeks what could take you months to learn.


Tools such as LoadRunner, WinRunner, QuickTest Pro, TestDirector, Quality Center can provide a great return on investment in the longer term, but to make them effective do invest in training and assistance at the beginning.


Raise value of your property by unsecured home improvement loan

You are a proud owner of a home and now want to do some renovation works on it which demands lot of funds. But due to the fear of repossession or for any other reason you do not want to take a loan against the home. In cases like this unsecured home improvement loan gives easy access to the finance. These borrowers can utilize unsecured home improvement loan for variety home improvement works. After the much required renovation done on your home, its market value escalates and you can take advantage of it in many ways.


Borrowers are not required to offer any collateral to the lender in the option of unsecured home improvement loan. However some kind of security is always essential in any type of loan. In the absence of the collateral, lenders want to secure the loan on the grounds of borrowers’ credentials. Unsecured home loan seekers should ensure the security of the loan. To do this, borrowers should produce proof of their regular income and financial standing if any. Secondly credit score of these borrowers matters a lot in finalizing the loan deal.


Unsecured home improvement loan seekers are advised to pay special attention to their credit report on which the loan offer depends a lot. Due to lack of collateral, lenders like to see if the borrowers have good credentials to return back the loan. Lenders judge the credentials through looking at credit score of the borrower. Credit score, on FICCO scale ranges from 380 to 850 and score of 750 and above is considered safe for the loan offer. If borrowers do not possess a sound credit score then, to show improvements in credit score they should first make sure that there are no errors in their credit report. Secondly they should try to pay off easy debts in order to improve credentials in the eyes of lenders.


Generally unsecured home improvement loan is provided for a shorter duration and the loan amount also remains lesser. Not only that, the loan comes with higher interest rate as the lender has to spend on insurance of the loan. Borrowers however are able to get the loan on better interest rate and terms once they convince the lender of their credentials. To take unsecured home improvement loan beneficially, borrowers should prefer applying for the loan online. They receive numerous loan offers from different lenders. They can compare the loan packages and can choose the one having lower interest rate.


If taken carefully unsecured home improvement loan can make life easier in terms of your financial position. Make sure that you pay loan installments in time to avoid falling in bad debt.


Texas holdem strategies

:
The subject of this article is basic Texas Holdem strategy; the common sense guidelines to smart poker that you’d better know well, because your opponents sure do, and they’re using it against you right now. Here we go!

Fold
Forget about what you see on TV. In real Texas Holdem you will be folding more often than anything else. And if you’re not, then you’re probably playing too frivolously. Texas Holdem is about seizing opportunities, not barnstorming through every hand. If you stay in to the Showdown on more hands than you fold, we wager that your time as a Texas Holdem player will be brief.

Check
Overzealous poker neophytes will often fold out of a hand they could just as well have stayed in, if only they’d waited to see if everyone checked before them. Often everyone will check in a hand, and then you -- having folded instead because you thought your hand unsalvageable -- missed out on a chance to see your next card for free. Oops. If you’re the first to bet and you want to fold, check instead (unless you plan to bluff and then, may the force be with you). Worst case scenario, someone bets after you and then you fold after all. Big deal.

The Nuts
This is when you have the best possible Texas Holdem hand that can be had at the table at that given moment in time. If you’re not sure whether you have the nuts or not, you probably don’t. And if the River hasn’t been dealt yet, the subsequent card or cards in the deal could totally alter what The Nuts becomes.

Slow Play
A passive strategy, whereby you, holding a winning hand, feign weakness to keep more players contributing to the pot. If, after pulling off a slow play to the end, you still believe you have the winning hand, you may want to go all in on the River.

Check-Raise
A deceptive strategy whereby you, holding a strong Texas Holdem hand, initially feign weakness by checking the right to bet to the next players; then, when a player does bet and your turn comes around again, you don’t just call the bet, but your raise it (and usually raise it big). With this strategy, even if all players fold at that moment, you still get the chips they threw in after you checked.

Keep Your Emotions at the Door
They will kill you at the Texas Holdem table. You must keep your wits about you, and if you can’t -- as will sometimes be the case -- get out of the game and get out while you still can.

Change It Up
Whatever your personal favorite strategies, to be truly successful at Texas Holdem, you must mix up your game. Don’t let yourself fall into a rut, and by all means, do not become predictable -- it is Texas Holdem’s kiss of death. Keep your opponents guessing, or suffer the consequences.

Position
Consider where you’re sitting in the sequence of betting for each hand. Your strategy must change depending on whether you’re betting first, last, or somewhere in the middle.

Attack Weakness
Texas Holdem players are either predators or prey. And if it’s often very difficult to tell one from the other. So proceed with caution, and when you smell fear, pounce!

Chip Leaders
There is one way, and one way only, to play Texas Holdem when you are the chip leader: as a Bully. When you have the most chips, it is your prime opportunity to wipe out as many players from the game as you can. All of them. That is your best chance to win.

Three easy steps to be good in public speaking

Throughout the history of human civilization, people have been expressing their confidence and strength, not only by force, but also by the noble art of public speaking.


The orators of ancient Greece were highly respected and valued in the community. Likewise, today’s world leaders are admired and esteemed when they have the power to address the public with poise and conviction.


Such a high regard for public speaking makes the average person cringe at the idea of talking in front of an audience no matter how big or small the size.


Whether giving a toast at a wedding or delivering a speech to a large assembly, most people make a big deal about public speaking and try to avoid it as much as possible. But public speaking should not cause such a big fuss. Challenging as it may be, public speaking can be done with a few simple guidelines.


Before Making The Speech: Preparation


Like any other endeavor, public speaking requires careful preparation to be successful. Many people would dream of having those “inspired” spontaneous speeches seen in movies; however, such scenes rarely happen in real life.


To have at least a decent speech, one should plan well. Even the world’s most famous leaders prepare for public addresses, and most even have teams to work on those plans.


Well, even if one does not have a speech preparation committee one can prepare for public speaking. First, one should know for what the occasion the speech is for. The Gettysburg address would definitely not be appropriate for a wedding; thus, a speech has to fit the event where it will be delivered to.


Second, one should examine the audience who will witness the speech. An assembly of academics would not take a perky speaker seriously; one should choose a suitable public speaking style based on the audience.


Third, one should ponder what is being expected in the speech. A farmer’s association would usually not be interested on a speech about the intricacies of beadwork; one should carefully study the subject matter to be tackled in public speaking.


Making The Speech: Writing


Again, dazzling spontaneous speeches rarely happen in real life. Most good speeches have been written before their delivery. While most noted public figures have speech-writing committees, one can make a good speech even without the help of a team of ghostwriters.


When writing for public speaking, one should carefully organize the contents of the speech. It usually pays well to begin with a very strong introduction. It is important to catch the audience’s attention early to prevent them from being bored easily. Next, the body should be purposeful.


The contents of the speech should relate well and support each other. It is not good to digress too much; though at times some deviations help attract attention when boredom arises. Lastly, one should make a conclusion that sticks to the mind. No matter how stirring a speech is, it is useless if the people forget it the instant they leave the gathering. Conclusions should give a concise but memorable recap of the body.


The Actual Public Speaking: Delivery


A written speech would not be consummated without the actual public speaking itself. This is the part most people are afraid of; but when proper planning and writing is done well, the delivery should follow easily.


One must decide whether to speak from memory or to use notes. Beginners should benefit from a script or a guide, when one becomes more comfortable speaking in public, one can start relying from memory.


Reading directly from a script can be quite boring for the audience; thus, it is important to keep constant contact with them. Speaking from memory is quite impressive, but it can be difficult to avoid missing some parts of the speech. Speaking with notes can be a good compromise so long as one is able to expound on the points well. The choice of how to deliver the speech depends entirely on the speaker; thus, it is important for one to weigh the options carefully.


Learning More About Public Speaking


Several resources could help one do well in public speaking. Several books and articles about the topic have been published and they can well be accessed through the library or the bookstore.


Many companies offer public speaking training, and such services provide in-depth courses that could help one speak well in public. There are also several articles and courses available through the Internet, some of them are even posted for free.


Cost effective business marketing

Looking for a profitable and cost effective to market your business? Try a scratch and win promotion.


Scratch and win cards are the best and most cost effective way to promote your business. Customers are always looking for an extra value in their purchases. A scratch card promotion will give your prospects the chance of winning something - in turn, your business itself will be a winner.


Scratch and win cards are perfect for promoting a new or existing product in order to increase excitement and traffic for your business. By using a scratch and win direct mail promotion you can give your customers an opportunity to earn a percentage of savings off their first purchase. A scratch card employee incentive program that will increase employee prouction and boost employee morale. By giving everyone the opportunity to win prizes, scratch and win cards generate enthusiasm amongst employees within your company.


Through the use of scratch and win cards, your company can also attract potential customers to further learn about your products and create your very own database of prospects.


Your company can generate its own creative edge against competitors rather than typical advertising. Scratch and win fundraising is a low cost, highly effective opportunity for your company to utilize scratch and win cards. The production rate of both your business and that of your business will greatly increase as a result of a scratch card fundraising program.


Overall, a scratch and win promotion will create excitement, promote growth, and increase sales!


You can have your scratch cards in your hands in as little as 10 days. Specialists are waiting to help assist you. Let your customers feel the excitement of winning with a scratch and win card!


For more information, visit the following link:


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Kitchen remodeling for your tenants

When it comes to kitchen remodeling, we often associate kitchen remodeling with homeowners. This is because as a homeowner, you have the right to decide whether or not you want your kitchen to be remodeled. If you are a tenant, otherwise known as an apartment renter, you may not have this same freedom; however, that doesn’t necessarily mean that you can’t get your wish.


If you are renting an apartment and you would like to have your kitchen remodeled, you will need to speak to your landlord. Since it would likely be your landlord’s responsibility to pay for the remodeling, you will need to have a good reason as to why you are requesting that your kitchen be remodeled. Chances are that not liking the way that it looks will not be a good enough reason. One reason that may be good enough is if your kitchen is in poor shape. For instance, if your cupboard doors are not working, if the lights are not as bright as they should be, or if your kitchen floor has broken tiles, your landlord may be more willing to do a little bit of remodeling. While the remodeling may not be a huge project, it just may be enough to get you what you wanted.


As previously mentioned, your landlord will likely be the one who will pay for the kitchen remodeling, if it does occur, at least, he or she should be the one who pays for it. In fact, you are advised against paying for any kitchen remodeling yourself. The only exception may be if you are involved in a rent to own contract, but, otherwise, just say no. Unfortunately, you may find that no isn’t always enough. There are a number of landlords out there who will try and take advantage of their tenants, by making them pay for their own repairs or remodeling. Since you do not own the apartment that you are renting, you will not want to pay for the repairs yourself. There is no good in letting your landlord benefit from your hard work and hard earned money.


Although you are advised not to pay for the kitchen repairs or remodeling yourself, you may want to do them; however, you shouldn’t have to do them for free. If you have some home improvement experience, it may be a good idea to suggest to your landlord that you do the repairs, for a small fee. In fact, you may even want to ask your landlord to deduct the money from your rent. Of course, you will want your landlord to buy all of the supplies and tools that are needed for kitchen remodeling, but you could all benefit from you doing the repairs yourself. You should get a deduction in rent and your landlord should be able to save him or herself some money.


If you would like to have your apartment or rented home’s kitchen remodeled, you should ask. The worst that could happen is that your landlord would say no. However, with the possibility of an increased building value and discounted labor, if you do the remodeling yourself, there is a good chance that your landlord may okay a kitchen remodeling project. Even if you do not plan on spending the rest of your life in that apartment, you could easily enjoy your newly remodeled kitchen for as long as it lasts.


How to start your own dog care home business

Do you love dogs? If you happen to love dogs, you might want to start a dog care home business. A lot of dog owners don’t have time to groom or walk their dogs that they will often rely on pet care businesses to do the job for them. Considering the number of dog owners in the country today, you will not really run-out of clients who will ask to groom and walk their dogs.


Setting up a dog bath


The first thing that you will need is a place where you can bath and groom dogs. If you live in a house with a big lawn, you may want to set up a place where you can bath dogs. Never attempt to bath dogs, especially the big once inside your house. Dogs love to wiggle around and shake their hair during baths thus creating a huge mess. Playful and rowdy big dogs are adorable but when they start running around your house in their wet coats, things will not really look very funny at all so keep them out of the house. There is no point of wasting a lot of energy cleaning after a wet dog.


When setting up a dog bath, a tub or a huge basin, a garden hose, some dog soap, shampoo, a brush and some cotton towels. You don’t really need something elaborate when bathing dogs. Certainly not those pet washers that torture the poor things. Some experts believe that using pet washers where you simply put the dog inside a box and turn on the water cause emotional trauma on the dogs and must not be used at all. Well, who wouldn’t be traumatized if they were put inside a closed box with water gushing all over the place? If you want to bath dogs, forget about the pet washer and do things the old fashioned way. Dogs love it when you brush their coat and massage them. Besides, bathing a dog the old fashioned way could be a lot of fun for you too.


Setting up a grooming area


For grooming dogs, select a quite area inside the house. Of course you can set-up a grooming area outside of the house if you want to but grooming a dog inside the house is lot better. First, most dogs are less playful when they are inside the house than when they are in the yard, second, there are less distractions inside the house and third, it would be easier on your part to store all your grooming stuff. For grooming dogs, you will need the following materials; a table, towels, cotton, mineral oil, eye ointment, nails clippers and a brush. You can easily get all these stuff at your favorite pet shop.


Tuesday, 27 September 2016

How bacteria affect your health

Under a microscope, bacteria are living things that have only one cell. They look like spirals or balls. They are so small. Some bacteria help to digest food, destroy disease-causing cells and give the body needed vitamins. But there are infectious bacteria that can make you ill. Many give off chemicals called toxins, which can damage tissue.


Although, viral infection can cause infections, it is different from bacterial infections. Unlike bacteria, viruses are not “living” organisms. They require living hosts like people, animals’ even plants in order to multiply. When a virus enters your body, it invades some of your cells and takes over the cell machinery. Viruses spread directly from person to person such as the common cold and influenza.


Bacteria are single-celled microorganisms that reproduce by dividing and can grow on nonliving surfaces. Once an infectious bacteria enters your body, they can make you sick because of the toxins that can damage specific cells they've invaded such bacterial infections can be contagious, such as tuberculosis.


Bacterial infections are treated with antibacterial antibiotics such as AMOXICILLIN is a penicillin - type antibiotic. It works by stopping he growth of bacteria from growing and multiplying by preventing the bacterial cells from forming the wall that surrounds them.


The common used for this medicine is infections of the tonsils, throat, larynx, bronchitis, pneumonia, urinary tract, skin, middle ear, and gonorrhea. Amoxicillin oral can also treat: typhoid fever, bacteria anthrax, stomach or intestine infection caused by anthrax among others. This may not kill bacteria, but can stopped bacteria from multiplying. It prevents forming bacteria from forming the walls that surround them.


The walls are necessary to protect bacteria from their environment and to keep the contents of the bacterial cell together. There are no adequate studies of this drug in pregnant women. Side effects include dizziness, diarrhea, heartburn, insomnia, itching, vomiting, abdominal pain, nausea etc....


Amoxicillin comes as a capsule, chewable tablet, tablet, liquid and pediatric drops. It is usually taken every 12 hrs or every 8 hrs with or without food.


How credit card balance transfers can affect your credit score

Transferring balance from a high interest credit card to a new lower interest card can definitely save you money on interest, if nothing else at least until the introductory rate ends (if applicable). We all receive those infamous credit card offers in the mail, urging us to apply for a new card and transfer our high interest balance over, in order to take advantage of the lower interest rate that this new card has to offer.


This seems like a logical thing to do, right? I mean, lower interest rates on your credit accounts equals more money in your pocket, true? Yes, transferring your credit card balance from a high interest credit account to a lower one is an excellent way to save money on interest, especially if you carry a lot of debt on your credit card(s).


But how does this affect your credit rating and credit score? The answer to that question really depends on your situation, and how you go about it.


A closer look


Lets say you have $5,000 in debt on a credit card account from "ABC Credit Services", which has a total credit line of $10,000. For this example, lets just say this is currently your only open credit card account. Since your debt takes up half of your total credit line, this would put your percentage of debt compared to your credit line, for this account, at 50%. We'll call this your "debt percentage".


You're making payments to ABC with no problems and you seem happy with the account and the interest rate. That is, until one day you check your mail, and there it is, a credit card offer from "XYZ Credit Services" with a fixed interest rate set at half of what you're paying now with ABC! Suddenly dollar signs start popping up in your head, and you start trying to figure out how much money you could save by transferring your $5,000 balance to XYZ. You then decide you're going to apply for the account at XYZ. Your credit is good right? No problem! You receive the card in a week or so, and go ahead with the balance transfer.


So how does this affect my credit score?


How this balance transfer affects your credit rating and credit score really depends on what you do from this point on, and also what your credit line is on your new card from "XYZ". If your credit line on your new card is lower than that of the original "ABC" credit account, then your "debt percentage" will be higher, which generally will lower your credit score. This would be true if you closed the original account at ABC, and kept your new account as your only open credit card account.


If you've had your "ABC" credit card for a while (maybe 2 years or more), and you have a good payment history with them, then it will most likely be in your best interest to keep that account open, even if you don't use it. Especially if your credit line with your new lower interest card is below $10,000. Usually for the sake of your credit score, you don't want to increase your "debt percentage", you want to decrease it.


For example, if you keep both accounts open, you will have a total credit line of $20,000. With your $5,000 in debt on your new card, and your original account at ABC having no balance, your debt percentage would only be 25%, which is a good percentage and your credit score will reflect that.


Now reverse that and say that you closed your credit account from "ABC", given that your credit line at "XYZ" stays the same, you would have a debt percentage of 50%, which is what you started out with in the beginning. Add to that a newly acquired credit card with little or no payment history on it, and you're credit score would almost surely decrease, at least until you establish a longer payment history on your new account.


So for this example, it would probably be best to keep both accounts open. Your lower debt percentage could possibly offset the hit your score took from obtaining your new credit card. And looking to the future, it should look better on your credit report this way too.


Avoid increasing your debt percentage


When trying to keep your credit score as high as possible, try to avoid doing anything to increase your debt percentage. Even though the amount of debt you are carrying on your "revolving credit" is the same, it will always look better if you're using 25% of your total credit, compared to using up 50% of it.


But don't try too hard to decrease it either


Be sure not to take it too far by applying for more credit than you need, just because you think it will help your credit score by having an even lower debt percentage. Obtaining any new credit will generally bring down your credit score slightly, at least for a short period of time. Applying for credit too much and too often will almost always have a negative impact on your credit score, which is exactly what you don't want. Your time would be better spent on trying to pay down this debt instead.


As with anything, being informed is the key


Balance transfers such as this can and will save you money on interest, if you do it right. Stay informed about how things like this affect your credit, and you should be just fine!


Hybrid cars with 4 doors

Many families were interested in hybrid technology when it first hit the market, but with choices limited and the reduced size of the vehicles, families found they could not fit into the available vehicles. With the 2007 model year released, many family-friendly hybrid cars with 4 doors were unleashed on an anxious public. With fuel-sipping economy on the minds of many families, the availability of hybrid cars with 4 doors is a welcome relief to fewer fill-ups. It all started with the Toyota Prius, with over 10 years experience in the hybrid car market it has the luxury of being the first mass-produced hybrid vehicle enjoying worldwide acceptance. Now it is one of nine hybrid cars with 4 doors. Joining this premier vehicle are the Toyota Camry, built on a larger frame and patterned after its gas-only model, it offers the room families, as well as larger individuals need in a vehicle.


Honda Motors jumped into the hybrid fray and offers two hybrid cars with 4 doors in the sedan model. The Honda Civic and Honda Accord are two vehicles making people sit up and take notice of the hybrid power system. Joining them on the market in 2007 is the Nissan Altima, a sleek sedan, one of the newest hybrid cars with 4 doors to make its entry. Not wanting to miss out on the market for sport utility vehicles, while offering the fuel economy and environment savings of hybrids are new entries in hybrid cars with 4 doors market. The Ford Escape brags about its fuel economy and environmental savings while being able to go off road on demand. The four-wheel drive Escape is the hybrid version of its previously gas-only model.


Joining the Escape on a larger scale are the Mercury Mariner and Toyota Highlander, both hybrid cars with 4 doors are rapidly rising in the ranks as acceptable alternatives for larger families and those that travel frequently. Buyers also appreciate the four-wheel or all-wheel drive capabilities. Along with safety features that help protect the car’s occupants while protecting the environment. One of the newest entrants in the hybrid cars with 4 doors market is the Lexus RX sport utility vehicle. Offering front wheels drive and part-time all-wheel capabilities, this sport utility vehicle includes all of the luxury for which Lexus has become known. If the biggest point for shunning hybrid technology has been the size of the vehicles, that has been solved through the recent unveiling of hybrid cars with 4 doors.


For information on buying and selling new and second hand cars and bikes visit http://www. bharathautomobiles. com/index. php


Disguises for spy bugs

When you are using spy bugs, it is important that they are properly disguised. It is a good idea to make sure that they look like ordinary items that aren’t normally associated with spying. These items can be nearly anything, and the greatest thing about disguised spy bugs is that they often fulfill their “normal” functions in addition to helping you gather information or evidence.


The use of spy bugs is very helpful because most of the information you get as a result of using them is information that someone would not normally just tell you. The whole point of using covert listening devices is to be able to listen in when the subject’s guard is down, and when she or he might reveal something of use to you. When you are serious about making sure that you are not being kept in the dark, it is time to use disguised listening devices.


Spy bugs come in many guises. They can be in the form of pens or other similar objects. Pens are portable, so your subject may take them along, allowing you to listen in on a variety of settings. Other small and ordinary seeming objects that can be used as bugs include reading glasses, buttons, and makeup compacts. You can leave them laying around to pick up what is going on in a room, or you can actually slip them into a backpack, purse, or briefcase.


Another disguise that works well as far as spy bugs are concerned is the cell phone. You can have a cell phone that does not work, but looks innocent enough, sitting in a drawer or “charging.” Or you can have a phone that allows you to pick up on subject’s conversations if they are within 50 yards of you. The best cell phone spy bugs actually work like real cell phones and allow you to listen in on what is going on in the room, or even connect you to a conversation between different parties, as long as one of the parties has the cell phone bug.


No matter how you disguise them, however, anyone interested in surveillance needs to be well-versed in how to use various spy bugs.


Touring the roots of paris

Touring the Roots of Paris


How to Tour Paris:


Taking a tour to Paris is a staggering experience. Throughout the city, you will learn history, music, art, cultures, science, and more. If you are new to travel, perhaps you want to purchase a package online. Included in the package are tour guides that will walk you through the streets of Paris, informing you of its history.


Tour guides often take through Louvre. You will walk around the streets and visit monuments, museums and more along the way. Along the way, you will enjoy many outstanding scenes, which include the popular water fountains. As you move along you will come upon the La Pyramid in Paris. The shape of this pyramid will leave you standing astonished. Louvre has the famous art museum, which was built in the early 1790s. The museum is Paris’s largest tourist attraction. Near the mid 1540s, this building was the Regal Palace that marked the fortress for kings and queens of Paris. In the 1700s, this building marked the Grand Museum Gallery of Paris. Throughout the museum, you will enjoy fine arts, fashionable courtyards, and pyramid glass with steel frames, Europe art, French paintings and more. During the night, you want to visit the area if possible to see the Pyramid lit up. The beauty of the lighted building will astound you. Once you are finished, you may visit the fabulous statute Buran at the Regal Paris.


If you have the opportunity, go inside the Pyramid. Here you will view a beautiful staircase that winds straight and carries you to the top. Inside the pyramid is a wide array of shops.


Want more:


Visit the Palais Regal. Paris has a few halls, including the Palais des Exposition (Exhibit Hall), Palais des sports (Sports Stadium), le palais Garnier (Paris’s old opera house), le Grand Palais, or le Petit Palais (Galleries) and so on. (Palais: means Palace and is linked to de Justice law-courts) As you visit the Royal Palace, you will enjoy the Le Jardin des Tuileries water fountain. In the existing area, you will also enjoy the Place de la Concorde. The Concord is Paris’s legendary squares near the right banks of VIIIE arondissement municipal (Municpaux) sited at the eastern edges of Champs-Elysйes. In short, you will walk through the division of administration at the lower community level.


Throughout the area, you will enjoy views of lighthouses, fountains and so on. As you travel you may visit the Les Champs-Elysйes. Here you will walk through archways where lines of trees move to give you entryway. In this area is the train depot.


Perhaps on your visit to Paris you will walk through the Cabaret Montmarte of the beautiful Moulin Roughe. At the rood of this establishment is a fabulous windmill. This district of Paris is where people join to take in views of the moonlit while enjoying the fabulous structures and scenery.


Along the channels of the French regal residency is the Tuileries Palace. Perhaps you would enjoy visiting this lovely area-neighboring Louvre. Sadly, this beautiful area was ruined by fire in the early 1870s, yet it was restructured by some of Paris’s finest designers. Today you will visit the beautiful palais (Palace) where Catherine de Mйdicis bespoke the structure. At present, this lovely environment is filled with Paris’s most beautiful grounds filled with garden plants, flowers and more.


Taking a tour around Paris is a staggering emotion that will lead you to many areas around France, which astounds you. If you are preparing a trip to Paris, be sure to check out the package deals online.


Exercise-and-pregnancy

Exercise and Pregnancy


Prescribing a medication for pregnant women is a complex process.


Before obstetricians and gynecologists decide which dose of which drug can best treat a condition without putting any harmful side effects on the mother and the baby, they consider the patient’s age, general health, the number of months before delivery, tolerance for medications, and any other drugs the pregnant patient may be taking.


Prescribing exercise on pregnant women has to be just as scientific and precise. The type, intensity, frequency, and duration of a “dose” of exercise are all critical. One person’s healthy, vigorous workout could be hazardous to another. These dangers may be greater in pregnant women because they are more likely to have strains and other serious side effects for the would-be mother.


However, if exercise will be implemented and carried out in a normal, average range, exercise will not have an effect on the overall condition of the pregnancy and especially on labor or delivery.


Pregnancy


Quality prenatal care should be given to a mother during her pregnancy. She should be prepared for the normal delivery of a healthy baby. Complications should be prevented at all costs.


All of these things are boiled down to the fact that a pregnant woman should be cared in such a way that she will not be compelled to do vigorous work but should not also stay in bed and be inactive until she gives birth to her baby.


Consequently, a pregnant woman’s condition varies in relation to the growth and development of the baby in side her womb. Therefore, it is necessary that proper health guidance be provided by her physician during her visit.


Moreover, it is important to keep the pregnant woman’s life active in order to promote good health, not only for her but also for the baby most importantly.


Physical conditions like blood pressure, weight and health status is usually monitored during the pregnant woman’s visit to her doctor. For this reason, it is significant to note that exercise can be the number one factor in order to keep these aspects in good condition.


As the health experts contend, adequate physical and emotional information is needed by a pregnant woman to prepare herself for delivery. She needs practical health messages in keeping herself and the baby healthy.


Hence, for mothers or would-be mothers who are not yet aware why they should exert some effort in engaging into moderate, normal exercise, here is a list of some of its benefits so that you will be able to understand the reason why pregnant women have to exercise regularly:


1. Defiance against fatigue


As muscle becomes fatigued, it produces less force. To accomplish a task like climbing the stairs, for example, or shoveling snow, more units of muscle must be called into play to back up the wearied muscles.


The tired muscles are both less efficient and less effective. Hence, this will just put more strain on the pregnant woman because of the weight that is continuously adding up each day. That is why tired muscles will usually result to leg cramps or sore muscles.


What every pregnant woman must know is that exercise improves the condition of the muscles and their ability to work longer without fatigue.


2. Reduce backaches


Even when you sit or stand, some muscles are working, and such relatively easy postures can tax some muscles and cause fatigue. The muscles of the lower back, for example, can be exhausted and worn out by the effort of keeping erect when a pregnant woman stand still for several hours.


With exercise, a pregnant woman can correct this error by developing her posture.


3. Increase the amount of oxygen


Work and exercise rely on glycogen, a substance produced by the body from complex carbohydrates and stored muscles and liver. The supply of glycogen in the muscles determines and limits the duration of activity. Exercise depletes the glycogen in the muscles and leads to tiredness.


However, when glycogen is depleted by strenuous activity, it is replaced in quantities greater than before, as if the body recognized the need to lay in a larger supply of fuel.


Hence, oxidation is essential for converting glycogen to the energy that pregnant women need to wiggle a finger, flex a muscle, or practice the lungs and heart for some blowing action during normal delivery.


These are just some of the many benefits exercise can bring to pregnant women. Besides, nothing is completely wrong for a pregnant woman doing some moderate exercises. The only important thing to remember is that before starting an exercise program, whether pregnant or not, it is best to consult your doctor. As they say, doctors know best!


Antique-mantle-clock-19

I am a very opinionated individual. I like to state where I stand on topics. I also like to hear where other people stand. Unlike most opinionated people I do not like to argue. It is not important to me if other’s share my opinions, as long as they respect them and so not try to sway me. That is the other unique thing about me if I change my opinion about something I am not afraid to tell people.


Recently I had to tell one of my friends that I had changed my mind about something that we had talked about over a year ago. At that time my friend suggested that I buy an antique mantle clock to place in my living room. The home I live in is over a hundred years old; however it has been gutted and redone several times so it does not have original woodwork or flooring. My husband and I own a few antique pieces, but the majority of our furniture pieces are new. I did not want to buy an antique mantle clock just because I had an old fireplace.


I changed my mind several weeks ago when one of the people that were raised in our farm house came to our house. She was ninety three years old. Her daughter brought her to see the house and yard. She had a photo album with her with several pictures of what the house and farm had looked like when she was growing up. In one photograph the fireplace mantle showed up. There was an antique mantle clock sitting on it. I could not believe my eyes. The clock was identical to the one my friend and I had seen. I asked the woman what became of the things that had been in the house, especially the antique mantle clock. She told me that she and her sister had kept many of the things including the clock. They had sold it to an estate dealer when the sister went into a nursing facility last year. The estate dealer was the same one where my friend and I had seen the clock.


I knew the odds of finding the clock still in the shop were slim, but I had to know. I called my friend and asked her to go to the shop to see if the antique mantle clock was still there. I told her that I had changed my mind based on it being the same clock that had once been in the house. My friend called me the next day to let me know that the clock had sold, but the dealer was going to contact the person who had bought it to see if they would be willing to sell it to me. I have decided that if the clock is meant to come home it will all fall into place.


Unique-wedding-favors-for-each-table

Unique Wedding Favors for Each Table


Although it is not very common, some couples may opt to provide unique wedding favors for each table at their wedding. The more standard practice is to give each guest the same favor but if the centerpieces will vary from table to table the couple may want to vary the favors as well. This is a great idea for a couple who cannot settle on one overall theme for the wedding. They may choose to have a different theme for each table and as a result may also prefer to have a different wedding favor for each table. This article will take a look at some of the advantages and disadvantages of offering unique wedding favors for each table at your reception.


One of the most obvious advantages to offering unique favors at each table is it prevents the couple from having to select just one wedding favor. There is a wide variety of wedding favors available and many couples have a great deal of trouble selecting just one favor. This may be because they are not agreeing on which favor would be the most appropriate or because they each have several different favors which they really like and are having difficulty narrowing down their options. For either of these cases, the idea of giving different wedding favors at each table is a great idea.


Another advantage to giving unique wedding favors for each table is that the couple can branch out and either choose several different themes or one overall theme which they vary slightly from table to table. This can make the process of shopping for wedding favors a lot more fun for couples who enjoy doing this. However, couples who feel stressed out by the process of selecting wedding favors would be wise to simply stick to one wedding favor because the process of selecting several different favors can make the planning exponentially more stressful.


One of the major disadvantages of offering unique favors at each table is the couple will not likely be eligible for bulk order discounts. Many wedding favor manufacturers are often willing to offer discounts to couple who are ordering a large number of the same favor to distribute to all of their guests. However, couples who are ordering different favors for each table will likely not qualify for these discounts. Most weddings have approximately 8-12 people at each table. This means the couple will not be ordering many of each favor and will most likely have to pay full price for each one.


Another disadvantage to providing unique wedding favors for each table is it can make setting the tables more complicated. If each table will also have a unique centerpiece and the wedding favors are designed to match the centerpiece, special care must be taken to ensure the correct favors are placed at the correct table. This may be obvious if the favors are unwrapped but if they are wrapped it can be incredibly difficult. Someone familiar with the favors and how they were wrapped should oversee the process of setting the tables to ensure the correct favors are placed at each table.


Another disadvantage to giving unique wedding favors to each table is it may create discontent among the guests. For example some guests may feel as though the favors given to one table are nicer than the ones given to the table at which they are seated. This is not a major concern as most guests will not make these types of comparisons but if the couple is concerned about this possibility they may wish to keep the wedding favors the same for each table.


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Internet banking - how secure is it

The biggest concern that people have when they start using Internet banking is security. The media is full of scare stories about foreign hackers breaking into thousands of bank accounts and draining out all the money, leaving some poor old couple missing their life savings. Many people have even been scared out of signing up for Internet banking at all by these kind of stories, thinking that it somehow puts them at risk. However, as long as you take the time to learn a little about the Internet, nothing could be further from the truth.


Before we go any further, there is one thing that is absolutely the most important thing you can know about Internet banking security. It is this: there is absolutely no guarantee that emails are from who they say they’re from. E-mail was designed back before people were concerned about Internet security (that’s why you get so much spam), and if you know what you’re doing, it’s really very easy to make an email look like it came from absolutely anyone, anywhere. With this in mind, you should simply ignore any email that says it comes from your bank, and never click any links that the emails may contain.


That’s the biggest risk out of the way, but there are still a few other things to watch out for. When you go to your bank’s website, make sure that you’ve really ended up at the right place by looking for the address in the address bar towards the top of the screen – it should be the address of your bank’s website, not anything strange. Also, make sure to look for the padlock icon in the bottom-right of your screen, as this tells you that your connection is secure. If you’re ever in doubt, close your web browser and start again, copying the bank’s website address carefully from a letter they sent you.


Distillation from plants and roots

Aniseed-flavored spirits


Some 1,500 years before Christ, these licorice-flavored spirits were valued as healing agents by the Egyptians. In the nineteenth century, absinthe, a potent aniseed aperitif distilled from wormwood, became a highly fashionable drink on both sides of the Atlantic, but intemperate enjoyment of it proved dangerous because it often led to madness or death. Consequently, early in the twentieth century, it was banned in many countries.


In the meanwhile, however, a plethora of "benign" successors developed; aniseed drinks which, in France, are known as pastis. They are based on star anise, with the essential oils being distilled and then mixed with sugar, pure alcohol, and various flavorings, such as mint, lemon balm, herbes de Provence, and licorice.


Pernod and Ricard are among the well-known brands from France (now also available as an alcohol-free drink), and anisette is a spiced liqueur. Creek ouzo and Turkish raki are also members of this big family of aniseed-flavored spirits. Ouzo is a sweet aniseed drink at 80 to 90 proof. Raki tastes dry and spicy, is not as sweet as ouzo, and is available at 80 to 100 proof.


Arrak


Similar to rum, this Asian spirit is distilled from sugarcane molasses with the addition of Indonesian red rice. Arrak is aged in oak barrels before it is bottled. The most respected variety comes from Batavia, in Indonesia, but similar drinks using a variety of ingredients, such as dates, also come from Goa in India, Sri Lanka, and Thailand.


Cachaca


This is a Brazilian spirit distilled directly from the juice of the sugarcane. The best-known cachaga is the straw-colored, clear Pitu. It has a soft, mild aroma and is 82 proof.


Sake


Many people would not consider a Japanese meal complete without a bottle of this clear, usually straw-colored, fermented-rice spirit. Even though sake, which is the Japanese national drink, is often referred to as wine, its production process is more like that of beer. Sake tastes similar to sherry and has an alcohol content of only 16 to 17 percent by volume, or about 35 proof.


Tequila


Mexico's number-one spirit, drunk since the time of the Aztecs, is distilled from the blue agave cactus. Clear, white tequila, also called silver tequila, is bottled immediately after distillation. Cold tequila, or tequila anejo, gets its golden-brown color from several years storage in oak barrels, during which time the flavor also mellows and becomes smoother. Most brands of tequila are about 90 proof. Mexican laws specify that only tequila produced in a specific geographical area around the town of the same name can be labeled as such.


Rum Formerly the drink of bootleggers, pirates, smugglers, and slave traders rum was for centuries the most commonly traded contraband. The home of rum is in the Caribbean islands of Jamaica, martinique, Puerto Rico, and Cuba. Here, as in the past — and among the atlantic coastal countries of Central and South America — rum and sugar are important exports. Yet, the varieties of rum produced on the different islands differ from each other as much in terms of aroma taste and bouquet as do the wines of California's Napa Valley, or does from Tennessee sour mash.


The exact recipe for rum production is always the distiller's secret. What all types of rum have In common, however, is their raw material — the brown, viscous molasses by-product of sugarcane refining. After distillation, rum is clear and colorless. For light rum to remain clear, it is first matured in pale ash-wood barrels for only one year and is then transferred to stainless-steel tanks for additional aging. Dark rum, on the other hand, is left to mature for years in dark, wooden casks for five to seven years, where it develops its golden or brownish color and a full-flavored body.


Caramel is also added to some brands to intensify the color. In between light and dark rum is a grade called gold, or amber, which is aged for three years. Light rum not only looks lighter than dark rum, it also has a much more delicate taste than the latter. For this reason, light rum blends intensify superbly with other ingredients such as fruit juices, liqueurs, and lemonades in cocktails, without concealing its own taste.


Its slight flavor evaporates very quickly though, so light rum is not so well suited to hot punches and grogs.


Mezcal


Mezcal is a similar drink distilled from a different variety of the agave cactus, but it does not have the same labeling regulations. Contrary to popular belief, mezcal is the Mexican drink that traditionally contained a worm in the bottom of the bottle, not tequila.


Instead of roses and rings

Instead of Roses and Rings is a wonderful tale of love and healing for two men in one university. This is not a "smut" romance – you will not find erotic scenes in this tender, insiders’ view into the life of men who prefer the company of men.


Chris unknowingly haunts Alexis from the moment they meet. Alexis sees things that lead him to believe that Chris has the gift of sight and this intrigues him - yet Alexis also fears an eerie paranormal connection between Chris’s features and an old lover who died in the past.


Innocent of all of this, Chris clumsily struggles to understand his sexuality and the new lifestyle without the aide of having someone there to explain things to him or share his fears with. He selflessly and without pride, adores Alexis with such intensity that it almost destroys them both – yet it ends up being their very salvation.


Torn between emotional scars from the past and society’s expectations, they attempt to maintain composure while dealing with these new and intense feelings. Leering and biased adversaries seem to lurk around every corner, yet good–hearted friends give them the strength and the council to get beyond misunderstandings and face the strong, confusing emotions that come with the beginnings of love. These two men are from the same world, but have come from opposite ends of the spectrum – love soon proves to be blind to all such boundaries.


I would be remiss as a reviewer if I did not mention the myriad of grammatical errors in this book. Sentences were occasionally missing entire words or used the wrong word (i. e. hear instead of here) and the author’s use of incorrect punctuation brought down the quality of my journey in this tale as a reader.


The dream sequences were some of the most unique that I have read. The author decided to refrain from any punctuation of any kind, which once accustomed to, actually brings a real sense of the speed and flashing events that people experience in dreams.


ISBN#: 0-9549992-0-7


Author: P. A. Breinburg


Publisher: Petrojass Publications


Monday, 26 September 2016

How to become motivated to be frugal

You might really want to save money and be frugal, but just can't seem to get started. How do you jump start yourself into a frugal life?


Whether you are just starting to be frugal or need a little motivation to keep on saving, sometimes it is hard to keep in focus why you choose to live frugally. I am a firm believer in writing things down. I believe that once you see things in writing, they are a little more concrete in your mind.


Make yourself a frugal living notebook. This is a record of your goals, plans and actions. In the future, you can look back and see how your frugal living has benefited you over time. For example, I can flip back through my notebook right now and see how our financial goals have been met over the last year. It helps motivate me to keep going.


So gather a notebook, a pen and your budget. Your budget will help you choose your goals. If you don't have a budget, then now is a great time to start one. It can be as simple as a list of the bills that come out of each paycheck. I list each payday on a separate page. Each bill that comes out of that check is written down. When non-monthly bills come in they are placed on the appropriate page. When I pay bills, I cross them off the list. This way, I am sure that every bill is paid each month. Anyone can pick up my book and see what has and hasn't been paid. I subtract the total bill amount from each paycheck and allot the left overmoney towards savings and spending money. It's a paycheck by paycheck budget. Since I know approximately how much each paycheck will be, I am able to plan ahead.


In your notebook, make a list of every debt you owe. List what it is, the interest rate, the total amount left and the monthly payment. Every once in a while, you will update this so that you can visually see how your debts are going down over time. It is a good feeling to see how much you are paying off.


Now, define and list your goals. Goals change over time, so be sure to update your list. You will be checking off things you accomplish and adding new goals. Be realistic and honest with yourself. Start small. At one time, my list included "pay off highest interest rate credit card." Now all my cards are paid off, so my new top goal is to devote 10% of each paycheck to savings.


When you look at your finances, you have to wear blinders. Don't compare yourself to anyone else. Every financial situation is unique. Just because your friends are driving new cars, you don't need to go into higher debt to have a new car. You don't know or want anyone else's financial situation. Only look at your goals when you are planning how to spend your money.


Be realistic and reasonable. For example, my husband wants a new car so bad he can taste it. But we only owe eleven more payments on our vehicle. It runs perfect and is in great shape. We could go and trade it in and have a car payment of about the same amount on a new vehicle. Or we could wait eleven months, pay it off and then buy another vehicle. Then we would have two nice vehicles with one car payment. It is worth the wait, as most things are financially.


Being frugal doesn't mean starving yourself. It doesn't even mean living within your means. It means living life to the fullest while spending only what is necessary. We all are allowed niceties. You may be saying, why would someone who preaches frugal living be talking about a new car? That's our perk for living frugally -- bought sensibly and reasonably. Living frugally gives us the option of having a new vehicle if we choose. It's about choices. Many of us live frugally when we don't have choices, so that later in life we will. You have to treat yourself. It may just be a bubble bath or a free walk in the park. Its about spending life to the fullest. You can't do that burdened by money.


Don't fret and worry about money. Thinking about it will not change anything. Taking action will. Make a plan, refer to it often and take back your financial freedom.


How does lawn chair millionaire mlm really work

Lawn Chair Millionaire is a MLM that just launched on December 7, 2007 and is already spreading like wildfire across the internet. The viral expansion of the company raises the question: What do they really have to offer?


According to the Lawn Chair Millionaire company website, there are three ways to earn money. Everyone who joins is given an immediate cash bonus from the Moneyline Pool. Each member's cash bonus, referred to as "shares" of the Moneyline Pool, continues to grow for 60 days from the date they joined as more people enter the program. At first, this seems unbelievable. According to a company spokesperson, the share growth depends on the referral results of others who joined on the same day. The exact algorithm is a well-kept secret. With this formula, it is literally possible to do no work and have your shares grow in value, as long as someone else in your group is working.


The second way to earn money with Lawn Chair Millionaire is where the real money is - sponsoring others into the business and earning commission on referrals and residual income on subscriptions to the service offered. This income can be substantial. As an example, using data posted on the Lawn Chair Millionaire official website, the top sponsor (after less than a full week from launch) has referred over 400 people. The upfront income from that effort, at $20 per person, is more than $8000. Even better, the residual income, earning $15 per person for each month of their subscription, is more than $6000. This is potentially a residual income of over $72,000 per year created in one week! Do you think somebody might get rich from this program?


Finally, "The Vault" is the name of the subscription service available to members. The Vault currently contains three products, with more on the way. All current products deal with arbitrage. The arbitrage techniques are advanced money-management and investment techniques that can yield out-of-this-world earnings with greatly reduced risk. These are investment vehicles, so it is necessary to invest in order to earn using these products and there is some level of risk with any investment.


All in all, Lawn Chair Millionaire has a lot to offer. They are using advanced concepts of MLM, with up-front and residual income streams. The combination of the Moneyline Pool that provides an immediate cash bonus, plus the potential for substantial residual income makes Lawn Chair Millionaire an appealing program with a low cost, low risk startup fee and loads of long-term potential.


Advanta business credit card

In the competitive business credit card market, some financial institutions have opted to become niche players. This decision to specialize is primarily driven by the need to gain market share.


One of these niche players is the Advanta Bank Corporation. Advanta is touted to be among the largest issuers of business credit cards for the small business market. That is quite possibly an accurate observation since Advanta is known to have focused exclusively on the small business market, and its business credit cards simply reflects this focus on the requirements of small businesses.


You are clearly reminded of this when you visit the Advanta web site to look at their business credit card offerings: there is only one featured card, the Advanta MasterCard Platinum Business credit card. This is a cash back rewards business credit card which offers you 5% discounts on certain items and a 1% general discount, on others.


There is an ongoing drive from their side to partner with more companies that sell products and services which form a part of the normal operating expenses of small businesses, to increase the appeal of their credit card offering.


The Advanta business credit card packages are competitive from a pricing point of view. The zero-percent introductory annual percentage rate on balance transfers runs for fifteen (15) months, which is longer than most other business credit cards. Just as important to the small business owner, the APR on balance transfers after the introductory period is also one of the lowest, at 7.99% fixed interest. The market average is a full percentage point higher. Most other business credit cards have both higher APRs and variable interest rates.


To add luster to their small business offering, Advanta business credit cards distribute the cash back bonuses earlier than many other business credit cards. There is an automatic cash back payout feature which means you start receiving your cash back checks for every $50 you have accumulated immediately. This could help support cash flow to a small measure.


There is, if you prefer, an opportunity to convert to travel rewards instead. Where many other business credit cards will allow free travel only upon reaching 15,000 or even 25,000 rewards points, Advanta business credit cards allows free travel upon reaching 10,000 rewards points.


In keeping with its niche strategy to cater to the needs of the small business credit card market, Advanta – like many other large banks - make a comprehensive library of small business resources available to their business credit card holders where they can access small business guides and small business tools.


Small business guides typically offer business credit card holders assistance in the preparation of business plans and marketing plans, and provide information on specific financial products. There are normally tips on how to win lucrative government contracts as well as tips on how to protect your personal assets. The latter is something most small business owners consider important.


Small business tools generally provide business credit card holders with easy-to-use templates of various official government forms (for tax purposes or for government contracts), samples of business documents such as business letters, contracts, forms, generalized statements of policies, as well as financial spreadsheets to help them manage their finances.